Such a crazy world, don’t you think so? There are times in this life when just love doesn’t seem enough to get a kind soul – like yours and mine – going, not in these troublesome post-modern consumerist times. Sometimes don’t you wish there was some easy formula that would provide Debt Consolidation Relief, or maybe someone who’d provide for just the kind of Auto Loans we crave? Well, maybe there is, and maybe it’s around the corner… or across the link. So take this hint, hint but keep in mind it’s a wild wild world out there. When you find something worthwhile, make sure to treasure it.

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We all know about our IQ (inteligent quocient) and EQ’s (emotional quocient), but what about our FQ’s? Dealing with personal finances can be just as tricky as handling any other aspect of human interaction, perhaps even more so. It’s not by accident so many people these days have fallen into debt, and it’s not a mere consequence of the complicated socio-political stage we’re living through: It takes a real skill to manage a household economy without falling prey to the pitfalls of the modern consumerist society.

This is why Debt consolidation resources proliferate the internet, nowadays. For example, the website I’m telling you about today provides a nice way of checking your Bills IQ, through a simple and engaging quiz. I just took this test and my result was not as bright as I’d hoped for, so I figure it’s about time I start improving my Finantial IQ. If you can relate to this feeling, by all means go ahead and take this free quiz!

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Lately, I’ve been getting a lot of buzz concerning a new kind of fraud prevention service named lifelock. Since so many people seem to be tossing that word around lately, I figured it wouldn’t hurt to look it up, and maybe cut a little slice discussing the issue.

Simply put, lifelock is an innovative service aimed at preventing identity fraud; meaning their business is to make sure no one goes around trying to use your personal of finantial information for ill purposes. The company’s mission statement is about helping consumers “render their personal information useless to thieves, backing up its service with a one million-dollar service guarantee.” Judging from the prices they’ve won along with the exponential growth, I’d say lifelock is in for the long haul. So if you hadn’t quite understood what it’s all about, this is your chance!

If you’ve used this service and /or you know additional information, make sure to let us know via comments. Thanks!

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If we would discuss the one thing that stands as both a blessing and a curse of our modern-age consumerist societies, credit cards would be it. Sure, it could be argued people easily forget that credit equals borrowed money, so it involves spending money you don’t have – and sinking further into debt. However, it can also be argued that a smart person can use credit to great advantage; especially in those times in life where something unexpected happens that involves coming up with additional money you don’t have. So if you’re up for getting a new credit card, make sure it doesn’t end up cursing you; remain judicious and wise, and there’s a good chance you’ll benefit.

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