What can I say? A credit card can be a thing of the devil, but these days it’s pretty much a necessary evil. Granted, there are increasingly more people getting into finantial distress for abusing their credit – but In my opinion, as long as you keep your consummerist impulses in check and your expenses reasonable, that’s unlikely to happen. Remember it’s called a “credit” card, not a “free money” cards. Just do your math and work hard to stay out of debt!

Also, make sure you do some research before picking a card, since some services provide noteworthy advantages over others; for example, if you’re interested to apply online for a credit card, check this lead and make sure to read things through before making your decision. Also, when you get your new shiny credit card, make sure to remember my advice, and this funny video!